Send a comment on this item to LII: Send a comment on this item to LII staff, who on weekdays will usually reply within 24 hours. Don't Pay to Borrow Your Own Money: The Risks and Costs of Tax Refund Anticipation Loans This brochure discusses why it does not make economic sense to take out a tax refund anticipation loan (RAL). Topics addressed include extremely high interest rates and how RALs can be dangerous because, being loans, they must be repaid even if the tax refund is not received. Also includes suggestions for ways to save money at (and before) tax time. Opens directly into a PDF file. From the National Consumer Law Center. http://www.consumerlaw.org/issues/refund_anticipation/content/RALBrochure.pdf Asterisk * indicates required field. Your Name Your Email Address * We will not sell or provide your email address to anyone else. Comment * Enter the verification code as it is shown in the box below. This helps prevent automated submissions. *