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Prosper: The eBay of Loans?
This 2006 article describes a new online financial service that "matches people who need small loans, but can't get them from traditional banks, with willing lenders." These person-to-person loans do not just "provide a new way for individuals to get small loans. It could also turn anyone with a little money into a banker." Discusses how Prosper works, payment processing, and potential problems with defaults. From Business Week.
http://www.businessweek.com/technology/content/feb2006/tc20060213_147523.htm
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